EP 563 – From Wall Street To Laugh Street: Pivoting With Confidence With Madison Malloy

NCS 563 | Pivoting With Confidence

NCS 563 | Pivoting With Confidence

 

Doing what you love most will always take you to the level of success you desire most. Today, Scott Carson interviews former Wall Street mortgage bond trader and current actress and comedian Madison Malloy to discuss the past mortgage meltdown and what we see going on in the market today. She shares some of her insights into the past along with why she made the pivot from bond trader to stand-up comedy. She also talks about how you can get comfortable in your own skin and pivot with confidence to do something that you love.

Watch the episode here

 

Listen to the podcast here

 

From Wall Street To Laugh Street: Pivoting With Confidence With Madison Malloy

Our very special guest is someone who’s going to lead you in a few stitches and having a good time. You’ll never know who you’re going to run into the podcast industry. I have found that there are so many different twists and turns and people doing amazing things out there. It’s a great environment. Our special guest has an interesting background that will fall in line with what the show is all about. Also, she is on a path to bigger and better things and doing some awesome things. She’s a stand-up comedian, actress, writer and producer based in New York City. She’s performed stand-up all across the country at comedy clubs and festivals, including the Oddball Comedy Festival, Rock on Range and more. She has also been seen on Fox, Dish Network, DirecTV, NBC, and many more channels. You’re going to hear her every week on her podcast, Next to Madison on iTunes, Spotify, and all the podcast platforms. The always lovely and amazing, Miss Madison Malloy, joins us here on the show. Welcome, Madison.

I’m so excited that I’m on your show, Scotty.

We’re glad to have you here too. As I said, we’d never know who you’re going to run into networking online and stuff like that. I sent you a LinkedIn message and you responded back, “How do we help each other podcasts?” You told me about your background. Before we dive into the funny bone of the business, why don’t you share with our audience out there how you got to where you’re at and your background in the mortgage-backed bond business that started off everything for you.

When I was sixteen, my dad asked me what I wanted to do and I said, “I don’t want to be poor.” He said, “You should go into finance at Wall Street.” I said, “That’s what I’m going to focus on and major in.” I went and studied that in college. I ended up landing myself a job after school at an investment bank where I was working in the residential mortgage-backed bonds. July 2005 to almost the end of ‘07, I was in a very interesting time. When I got there in ‘05, things were rock and roll. There was a lot of subprime loans to buy, package and resell to other people. They are not all good but everybody was doing it so you just kept with the flow. During my ride there, it’s unraveled. As we all know, what happened from there is a great reset. People couldn’t pay bills. Before I knew it, I was witnessing people who had big houses, kids in private schools and everything unraveling before their eyes. It was that moment where you were like, “Nothing in life is guaranteed and is this making me happy?” I’m chasing the money, I’m not chasing the passion.

At that point, I started to be like, “I’ll go into a hedge fund or private equity. Instead of going into private equity, I landed quickly at a pet website that we started a B2B pet thing where we were selling dog bikinis and strollers. At that point, I’m like, “Do you know what my dad said to me? If you could do anything in the world, what would you do?” I said, “I would go around the world and make people laugh.” They say, “That’s a comedian.” I said, “That’s ridiculous. I’m not going to do that.” For six months they said, “You should get on stage.” I did. It was heroin. You couldn’t stop. It’s led to a lot of great things. It’s led to the creation of my podcast and multiple TV shows I have in development that I’m hoping everybody will see and meet some of the coolest people. I’m still friends with some of my finance people who are still in the business, so to say. I am jealous when I go to their houses but hopefully, they’ll be jealous and they come to mine one day, but it’s good.

The particular industry that I landed in with the mortgage area because of what we were doing, even though it wasn’t illegal, I didn’t do anything. I didn’t go to jail. Right around 2011 and 2012, all the banks were suing each other to try and recoup something for their investors. I would have private investigators calling me all the time trying to get information. I’m like, “I was an analyst.” You do what you’re told. If somebody said, “Take a dump on the floor and eat it,” you’re like, “How much?” You would do it. It was one of those things. They kept calling and I was like, “I’m a comedian. I have nothing for you. I talk about my vagina. What do you want from me? It’s such a waste of time.” They finally went away. It was a good run. It was a good experience. It made me more financially sound in my home business, meaning I understand the finances versus a lot of my comedian friends. They’re like, “What do we do?” It was good. Sometimes I think if I stayed in the mortgage-backed business, maybe I would have a house already. I’m not living on the street, let’s put it that way. I want a big home with a pool.

NCS 563 | Pivoting With Confidence

Pivoting With Confidence: A lot of people start to identify themselves with their success and what they do.

 

Everybody likes that idea. The American dream, home ownership, three-bedroom, two-bath, two and a half kids and a dog or a cat. We have so many investors that read this that are in the note space or buying distressed debt. We’re working it out on a smaller basis in where you’re at, but you see a lot of strange things happening out there. You see a lot of things in the market, especially with what’s going on with a market rebounding and coming back. I was a mortgage banker back in for 2004 to 2008 and saw so many crazy things. I was like, “You’re financing this and that?” We’re starting to see the same things happen again and again. It’s like, “What do you do when the market turns south again? What do you do when things don’t go the right way that you’re supposed to?”

Do you think it’s going to be as bad because there are so many regulations now with Fannie and Freddie and all that stuff? It’s a lot harder to get a mortgage. Before, a stripper and her dog could get a mortgage.

I don’t think it would be nearly as bad, but I was sharing with somebody that I was talking to a head in origination at Bank of America. He was talking about how they’re slammed doing 100% financing, donating down payments and paying up to $7,500 in closing costs. The phones don’t stop ringing and I’m like, “That’s not good donating the down payment on a Fannie Mae loan.”

They’re like, “We’ve got to get this money rolling again.” It’s always interesting because this whole mess started back in ’98 with the whole long-term capital management ordeal and when the banks got bailed out. It was interesting that when all those banks bailed them out, remember how Lehman said, “We’re not bailing you out,” and he went under in ‘08. I know what these investors can do. They can come and invest in me.

Let’s talk a little about this. You made 180-degree turn going from Wall Street to Laugh Street over a little bit of time. A lot of entrepreneurs and people that go from working in a job to being an entrepreneur and stuff like that, there are hardships on either side when you make a change. What would you find being financially savvy is a great thing. Is there something that you struggled with making that leap or being focused in an unfocused area for the most part?

The lack of security. When you’re working for a bank, you get benefits, health insurance. All of a sudden, I was paying for the crappiest health insurance. You become totally broke. You don’t know what to do. A lot of people start to identify themselves with their success. I identify themselves with what they do. If you go out to a bar in New York, I work in finance or I work in technology or all of a sudden, you are somebody that’s unknown in the art world and your identity starts to struggle a little bit because of the money in the bank is going away. I did something where I was like, “I am going to sell my 401(k) and take a risk.” It wasn’t something I planned on. It was quite the change of the security and all of the sudden that was gone and you had to believe. When you start something as an entrepreneur, you never think it’s going to take as long as it does. That’s the shitty part. You’re like, “What’s going to happen?”

I’m sure you dealt with like, “I’ve identified this over here,” and having to be the new kid on the block and start from the bottom and work your way up for a variety of reasons.

You’ve got to believe in yourself. There are a lot of times that I didn’t believe in myself, to be honest with you. I was lucky I had parents who fully did me and kept saying like, “Don’t give up.” I remember when I called my dad and I was like, “I’m going to stop doing Wall Street.” He was like, “Good for you.” “I wanted to stop telling dick jokes.” He was like, “No.” I’ve got to share this. One of the reasons when I was in finance, I truly felt I couldn’t 100% be myself. I have a face that doesn’t totally match who I am. I look like a kept woman in Greenwich, Connecticut. It couldn’t be further from the truth. When I was in finance, some of the guys used to say to me like, “We didn’t invite you out to dinners. We didn’t invite you up to certain things because we’re going to scare or offend her,” not realizing that the stuff that was going through my mind. The reason I was so quiet is that I felt I was one dirty joke away from getting fired. I was like, “I’m going to stay quiet.” Once they finally found out, they were like, “Are you kidding me? Why?” I was like, “I don’t know, but I couldn’t feel I could be myself until the end when I was leaving.” That’s what I loved about comedy is you get to get up there. You can’t go to Wall Street and be like, “Cathy, nice tits.” I can get on stage and point it out. It’s nice to be able to compliment people on how they should become.

A lot of the very stuffy, very PC, we’ve got in society these days has got way over being the PC aspect of things, the need-jerk reaction with everything going on. Everybody needs to lighten up a little bit and be able to joke about things. The idea of joking or having an opposite opinion is no longer celebrated. It’s like, “You don’t agree with me? Screw you, die.” It’s not the same thing. It’s like, “We can agree to disagree and laugh about it.”

We see that every day with politics. I was like, “Some people like green, some like purple, agree to disagree. Who gives a crap? Move on.” It’s a different opinion. It doesn’t mean you’re right or wrong. Who’s going to give me a mortgage?

Bank of America gave it to you. We’re seeing subprime and ARMs backed again. 5/1, 7/1 ARMs had been back for a while.

What’s the income level now to qualify for subprime?

I’ve seen banks giving loans out at 520, 550 FICOs. You even have that all-day paper. They got a lot of firms that are getting in that and banks are coming on that mid-size and doing the all-day stuff that, “If you put 5% to 10% down, we’ll finance 90% to 95% at a decent rate for you.” It’s not quite as extreme. When we start seeing pick-up pays or option ARMs coming back in the field again, that’s when I know that Armageddon is about to happen again for the most part.

There were second lien loans that spun out of control, especially that subprime because of those rates. Do you remember how they give you a low rate for 2 to 5 years? Do they have ten years for second liens?

They have 10 or 20 years. They were common with fifteens on the second liens. What was crazy was all the optional ARM that you only have to make a partial interest payment. If it was your primary residence, you could only pay 1% interest. If your loan was at 6%, we’ll take the 5% and put it on the face amount of the loan so that you’re losing equity every month with the idea that the value of the property is going to keep going up more than the negative realm. We had to thank California for putting that piece in place so people could afford a home out there versus what a traditional 30-year that they can’t afford for the most part.

It made homeownership. I live in New York City and it’s very expensive here. If you can afford a down payment and buy a place, your monthly costs are going to be cheaper than rent traditionally. The thing that stops people is the down payment.

That’s the thing is we’re seeing statistics where one out of ten Americans is already 30 days late in the mortgage payment. They’re not talking about that. 85% of Americans are one missed paycheck away from being in default. You see a lot of things happening but it was a crunch that the middle-class is getting thinner and thinner. The extra jobs are going away with Uber and automated Teller Machines at McDonald’s and all these other things are taking the place where people used to make money on a side hustle.

It’ll be interesting to see how Wall Street deals with the defaults.

They’re calling subprime loans non-prime now. Credit default swaps are back. They call it a different thing now. They’re taking the label off, slapping a new one and let’s go from there. Let’s ride this thing as far as we can. We got bailed that last time, we’ll get bailed out again.

It’s a crazy world. It’s definitely an interesting world. It’s interesting to be in the industry I’m in now compared to what I’ve gotten through. Sometimes if I had stayed in your business, how different my life would be? I’d be a witch.

NCS 563 | Pivoting With Confidence

Pivoting With Confidence: Learn how to maneuver bumps, deal with them, and come up with the next great idea.

 

You will not be as happy as you are right now doing something that you love. Everybody falls into that quite a bit.

It’d be better if I was doing something I love with a husband that paid my bills. I’m an independent woman.

When you decided you were going to go this route, what did you do to start to market yourself? What did you start to get your name out there? What did that look like? How long did that take to start where you’re getting to be on gigs? What were the day-in and day-out like for you trying to get started?

You start it with open mics and then social media was a big help. You get yourself on there and your network and produce. I was producing shows as well. I’m meeting production companies. I’m also a writer. I’ve got a couple of scripted projects in the works and then I started meeting cool people and started developing reality shows around them which I absolutely adore and love because it’s like, “I get to change their lives and change mine at the same time.” It’s a team effort, which is cool. I’ve gone to some of the coolest rock concerts, which is fun. You’re always trying to get yourself out there. I haven’t mastered it, which is why your audience is going to be googling, “Who is so and so?” Going on shows and trying to put yourself out there as much as you can. They always say it only takes one.

We were all one relationship away from exponential growth taking place or something big happening. If you’re reading this, you’re in the movies and you’re looking at producing stuff, we’ve got an eager person here ready to rock and roll there for you.

I’ve got a lot of great ideas and cool things. Luckily, I’ve hooked up with some cool production companies that I built good relationships with. Even though we can hit bumps in the road naturally in production as you do like in any the business, you learn to maneuver those, deal with them and come up with the next great idea.

All operators will face that bump in the road. Some people are scared of those bumps inroads, so they never take that first step or they start to get themselves out there and start taking action because you learn the most from the failures that you have along the way than in the successes.

Somebody sent me this thing. Joe Rogan had something on his podcast where Whitney Cummings was talking about Terror Management Theory. Have you heard of this?

I’ve heard a few mentions of that before.

Apparently, all of the things that we operate on, no matter what we’re doing, we operate because our biggest fear is dying. Once you get rid of the fear of dying, then things become easier, so to say. Everybody is trying to get awards, make business deals, make money, trying to buy a huge house, to be seen and to be validated all to help mask this fear that you’re going to die. I’m still looking into it. Once you get over that fear, you release yourself to be like, “I can do this for the right reasons versus the underlying fear.”

A lot of people do or won’t do things because of their fear and comfort level, “I’ll never go and do that open mic night because I’m scared of standing up in front of everybody. I’ll never go with an interview or put a job application out or go do something because, from the comfort where I’m at, they might tell me no.”

Unfortunately, a lot of people sometimes will say like, “I couldn’t get that person. How do you know?” It’s putting yourself out there or even pertaining to your audience in your show. A lot of people are saying, “I wouldn’t be approved for a mortgage,” so they don’t even go out to try and get one.

The first loan I did back in the day was in 2002 was with my parents. I got loan licensing. Here in Texas, all you had to do was pass the insurance license and then write $125 check to the state and you were a loan officer if you wanted to be an originator. I was working with my parents. Their interest rate was still in double digits. I’m like, “We can’t afford the closing costs. You can roll this in or you can do this stuff.” They’re like, “What?” I’m like, “Yes.” That became a passion of mine because my father cried at the closing table. We rolled their credit card debt in some of the things off and set them up on biweekly payments. Instead of being in their house for 22 years, we had it paid off in seven for them for $500 less a month than what they’re paying. They had a lot of equity, which is great, but it was one of the big things that people don’t know and are scared to take action because of myths and, “I’m not suitable enough.” My dad teared up at the closing table. If I wasn’t already the favorite kid, I sure as heck was then at that point.

That’s happened to me a little bit too. It’s that whole like, “I’ll do this when.” “When this happens, then I’m going to buy a house. When this happens, I’ll try to get a mortgage.” With your show up, you’re educating people to where it’s like, “Maybe I can actually look into this and there’s an opportunity out me out there for me that I didn’t know about.” That’s what’s great about all these different structures that they put in place. To even then put the bonds that they’ve done, they’ve gotten very creative on how to make money, but also how to make it more affordable for people to own a home.

There is a good side but there are also a lot of bad sides if you’re not educated on what you’re signing on and what’s going on with the market and things like that. I see stuff and I’m like, “You’ve got qualified for this. You haven’t made a payment in six years. What is going on?” That’s what we deal with the primary and non-performing stuff where somebody hasn’t made a payment six months or greater. I’ve got a portfolio from a bank that lived in New York and hadn’t made a payment in 72 months.

How did they not get kicked out?

The bank never started the foreclosure process or the bank sold it off to somebody else if somebody else wanted to go through the process foreclosure. If somebody is chilling not making payments or they might make a payment every once in a while, it resets the statute of limitations for another four years so they’re good to go.

Their credits form must be a wreck.

They’re at a point where they don’t care. Here’s a funny story. I’m flying out of Fort Lauderdale and there’s this guy sitting across from me and he had the most flamboyant shirt on I could see. We got to talk a little bit and I go, “What are you doing?” He goes, “I make these lip gloss things for women.” I was like, “It makes pretty good.” He asked me what I did and he’s like, “You would love my story. I have a $1.5 million mansion over here. I took a line of credit out for it for $500,000 because the market went up. I went and bought a house and paid cash for $500,000. With my million there, I haven’t paid $1.10 on steaks.” I’m like, “You mortgaged fraud, cashed out and never been paid. They could have it.” He goes, “I still have it. It’s cheaper for me to pay $1,500 a month to my attorney to drag the foreclosure out for a couple of years than it is to pay that $10,000 to $15,000 mortgage payment each month.” People are taking advantage of the systems if they know what they can do or can’t do.

He admitted that to you.

He didn’t care. He’s like, “I don’t care.” I’m like, “Hopefully, they don’t buy your mortgage.”

I remember I wasn’t on the tape-cracking side. Do they still call them tapes?

Yes.

On that side where they would go through and be like, “Crap.” I was on the origination side where we would talk to the brokers and buy those pools and it was interesting. I know a couple of the people I worked with didn’t get in trouble, but they went to court. They were telling me that some of the emails that were read, they were like, “I didn’t mean that.” One email was like, “Why don’t you get as f***** up as these loans were buying?” or something. He was like, “What?”

Let’s talk a little bit more about some of the fun stuff you’re doing now. You’ve got the Next to Madison podcast, which is awesome. Go out and listen to it. You’ve got some amazing guests on there like I mentioned. I was listening to the Chief Strategy Officer, Ashley Madison, which is one of your first episodes. I was listening to Allan, who’s one of my favorite basketball players of all time. You’ve got such an eclectic group of guests there. What’s your way of putting them all together? You get some great insights and conversations, but what’s your focus with the Next to Madison podcast?

As far as getting the guest when I started it, I don’t know if it’s because I look super-wealthy like I have a resting rich face. Do you know what it’s like to have a face that doesn’t match your bank account? Rich people were very drawn to me because I looked like one of them. They’re like, “You’re one of us.” I would always have these interesting conversations. I would always meet the most interesting people. I’m the type of person in the air where that’s going to strike up a conversation with you. I kept saying, “I wish I could bring these conversations into the world.” I was like, “I’m going to do it on my podcast, Next to Madison.” Through that, I’ve been able to reach out and have met amazing people and it’s led to some cool things.

With Ashley Madison, I reached out directly to him because I was fascinated by the whole story and what goes on. Does this guy have a moral compass or was there something more to it? What I learned from that is that women cheat more than men, which I always thought was the opposite. It’s tailored to women. The truth of the matter is if you’re going to cheat, you’re going to cheat. That was providing a safer platform. I’ve had great people on like Anthony Scaramucci who talked about his very short time in the White House. I got him right before he had his big blowout with Trump. He was all like, “The children are great and so and so,” and then everything turned. I had his wife on because I wanted to find out why she filed for divorce and some of the stories behind that and how they got back together, which is cool.

The basketball player which I was helping out with a project, came on. To know his story, I’ve got an episode coming up with the photographer for Trump’s presidential campaign, Gene Ho, who now has a book. It’s a very interesting story. You have to tune into that. Ultimately, it became a story of getting a dream job of surviving purely based on the fact that people tend to agree with you. When Trump got elected, he took his photographs and worked for him. People, in turn, started boycotting him and his life was completely turned upside down. He gets into how he survived and what got him through from bringing on the brink of suicide, for having an opinion that was different from people around, not the majority. It was a scary time of living. He’s an amazing guy.

NCS 563 | Pivoting With Confidence

Pivoting With Confidence: If you’re going to cheat, you’re going to cheat.

 

You’ve got great episodes. I like Allan Houston talking about hanging out with Mohammad Ali, meeting him as a kid and stuff like that too. It’s a great story, how he met his wife before he moved to New York. I love it that you don’t pull punches. You were like, “You moved to New York. What is it like with all these NBA players cheating on their wives all the time?”

I get into the story. If I’m having somebody on my podcast, the first thing I’ll do is look at other podcasts or TV shows they’ve been and then I listen to the questions and I avoid asking those questions. I want to make every interview unique. Gene Ho has been on Fox News a lot because he has a book called Trumpography. His PR person had sent me sample questions or guided questions. I remember watching him on the Huckabee Show. I was laughing because I was like, “They rip these questions straight through the teleprompter.” As soon as I heard him asking those, I was like, “No,” because it’s already been out there. The first question I always ask my guests out of respect because I want my guests to be comfortable and to know that I’m on their team and I’m on their side is, “Is there anything that’s off-limits?” Sometimes they will tell me, yes, and I avoid those. Sometimes they’ll tell me no, which is always fun.

With the president’s photographer, we got into suicide and how your opinion can totally derail your life even though it’s not wrong or right. It’s just your opinion. It’s a very interesting survival story there. I’ve got a doctor who’s heavy in the research of Alzheimer’s coming up as well. I had my eggs frozen. I have the doctor that did that come on and talk about that whole process. It’s a lot of fun. I’ve had this girl, Jennifer Tracy, who’s an amazing writer and has this book coming out. It’s going into a series about a dominatrix. We had a lot of fun because I told her about different stories and my celebrity crush is Elon Musk. I want him to come on my podcast, my face, having fun, and the different stories that happened in the Hamptons. I should have asked you, is this a clean podcast? That would be a bad place for him to come if he was going to come with me because he heard that crap on the money.

I was reading the article that they adjust one thing or something like he’s about to be the richest guy in the world as Amazon with the way that Tesla did on the truck. The mad scientist out there just proved the point. Don’t believe everything you read, but understand that people are thinking 2 or 3 steps ahead of everybody else for the most part.

I know it and it’s crazy. I would love to have him on the podcast. I would love to have Jeff Bezos on the podcast as well. The thing about these super-wealthy people is their mindset is very different from 99% of the mindsets out there. We live in a different world where we need a mortgage, we can’t afford this or we need to save this to buy or trying to make sure we have enough for retirement and that is the majority of the world. You take people like Elon or Jeff and their whole mentality around money and things are very different. Their focus isn’t on saving and getting by. Their focus is on the next deal in general. I do feel that how you feel about wealth and how you can generate or amount to the amount of risk that you take because both Elon and Bezos took a huge risk. It could have completely backfired in their face and they could have been broke.

Once you’ve been broke and overcome that, you’re not afraid of being broke because you always can. In 2010, I sold everything I owned here in Austin, Texas. I had a garage sale, sold the house, everything except my dog. I jumped in my truck and drove across the country, which I thought would be 30 weeks going to ballparks. It turned into 3.5 years and changed the way I hold business. I’m not afraid of a downturn because I know I can make money and do something different and survive. That is a liberating aspect. Going back to fear of death or failure, it limits a lot of people.

That thing of fear of management or terror is you take the thing you’re most afraid of and you take the power away from it. I, as an artist, had been dead broke multiple times. Now it’s like, “I got through that and I can always survive. I’m not scared. I’m going to take a rest.” I’m into certain products and I’m like, “I could go start a product. I could go to meet the right people.” There are a lot of naysayers out there too. If your income is not this, you can’t get a mortgage pertaining to what you do or you’ve got to have a lot of money to be able to do that. Once you take that fear out of it, you’re like, “That’s your opinion but moving on,” and you still do it.

If you had a comedy crush or comedy person that you look up to who’s had a big influence on you, who would that be?

Originally, it was Joan Rivers. It still is but she’s no longer with us. One of my favorite female comedians is Ali Wong. She’s so funny. There are so many great female comedians. Bill Burr because he doesn’t hold back and he says it how it is and I respect people that can say, “This is how it is. You either agree with me or you don’t.” They have that confidence that’s like, “I’m not for everybody, but I like me.” It’s hard to get there as a human being. I struggled with my confidence for a long time and worked on it. It’s hard to sometimes sit there and say, “I don’t care what people think,” even though we all subconsciously do. That could be the big reason why people are buying homes that they can’t afford because it’s this thing to please people or create this image that’s not them. “People need to like me. They will like me if I’m rich. They’ll like me if I portray this image.” They ended up not being able to pay their bills and they get into a huge pickle.

The whole Keeping up with the Joneses aspect of things.

That’s why I keep up with myself.

What was the biggest thing that helped you increase your confidence level, Madison? You get a lot of people to struggle with it.

Being rejected constantly can either make your confidence really low or it can be like, “I have nothing to lose.” Another thing is the age. We are all afraid of getting older because being older especially as a woman is not a great thing. You want to be young and sexy. Being older, for me, is you start to give less of a care. You realize what’s important and that having perfect hair or perfect whatever, that’s not what’s important. You tried it but there are days that I got on this podcast and I was like, “Should I wear my hair down? Do I have make-up ready?” You’ll get over it.

That thing is happiness, being comfortable with your own skin and being comfortable and being you.

Trust me, there are still things I have to figure out. One day when I have my career figured out, which is getting very close. We all settled down and have more stability that way. I’m going to get a doggy and that will be my first fur baby. You got to have faith. I had a day-to-day where a couple of things went off course but breathe and have faith and realize that it’s all going to happen the way it’s supposed to even though I’m not trying later over a margarita but I’ll be fine.

If you could paint a picture where you’re at in five years, what does that look like?

I don’t like sugar but a lot of Coors Light. I love Light. Hopefully, I can be out of Coors Light. I would love to be sponsored for a Coors Light because they are my Colorado beer where I grew up. I would love to have a home that’s big enough to where my friends can come and visit me and stay. Be married, have kids, be making shows, changing people’s lives and having shown and movies on air. The next five years are going to be fun and I’m not fearing the future. I’m embracing it and being excited about it because I can only go up from here.

You’ve done a great job. You’re out doing comedy in the city and other places. You’re making a name for yourself and rock and roll.

I’m not a household name yet, which I would love to be. For me, it’s not being famous. It’s putting out great work. Work that can inspire people. The scripts I write are very story-driven of inspiration, survival and getting through. Reality shows are people that I feel have a story and they need a bigger platform to tell and that we can spin it in a unique way through their abilities. It’s interesting and I still love doing the comedy because I still have that dirty mind outlet which I’ll always have. That famous song, “I’m a freak on the street and a lady in the bed,” no I’m not.

Are you going to be in Austin? Are you coming down for South by Southwest with everything you’re doing with your pilots and stuff that?

I’m not scheduled to, but I’m hoping that will change and I can get down there because that would be super fun to be able to meet with you in person and go to South by Southwest. It would be awesome. I have an aunt that lives in Austin. It’s a great town and an awesome city.

NCS 563 | Pivoting With Confidence

Pivoting With Confidence: You can always make money even with downturns.

 

If you make it down, let me know. We’ve got some great stuff lined up. We’re doing a podcaster’s meet-up and some other fun stuff. I’ll introduce you to some of my friends that are down here too, that might be will help you out with these things.

That’s a lot of fun.

That’s what Austin’s all about, having fun and doing some cool stuff. What’s the best way for people to reach out to you and find more about what you got going on and the project you’ve got in the works?

They can go to my website, MadisonMalloy.com. I have a podcast website, NextToMadison.com. It is also the name of the podcast. They can find it on all the platforms. My Instagram is @MadisonMalloyComic. I post a lot on my podcasts, but some fun bikini pictures when I travel and lots of persons are expecting pictures. On Twitter, I’m @MadisonMalloy. I’ve got email and contacts on both websites, so you can reach out and I’ll get back to them. If they have an interesting guest that they want me to interview, let me know and I’ll see what I can do.

Madison, thank you so much for coming to the show. It was a fun conversation. We’ve got to have you on again at a future time and crack up and hang out some more. It’ll be a lot of fun.

I love that. That would be so much fun. I’m going to have you on Next to Madison too.

Thanks so much for coming on here and having a blast. We look forward to your increased success along the way and all of the things that we are going to see coming in the near future there for you, Madison.

Thank you and thanks to all your audience.

Go out there and check out the Next to Madison Podcast. It’s great stuff, great interviews. Give her a review when you’re over there and subscribe. It’s on my binge list. I’ve been bingeing it for the last couple of days. I look forward to the newer episodes that are coming on as well. You can catch it at NextToMadison.com and check her out at all the other places. Don’t be afraid to make a pivot and make some changes if you’re unhappy. Face fear in the face, take away the power that fear has and go take some action. We’ll see you all at the top.

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About Madison Malloy

NCS 563 | Pivoting With ConfidenceMadison Malloy is a stand-up comedian, actress, writer and producer based in New York City. She has performed stand-up all over the country at comedy clubs and festivals including the Odd Ball Comedy Festival, Rock on Range and more.
She has also been seen on Fox, Dish Network, DirectTV, NBC and much more. You can hear Madison every week on her podcast Next to Madison on iTunes, Spotify, and all other podcast platforms.


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