Not all of us have all the time in the world to build our wealth. Sometimes, we even find ourselves in a very long and tough journey. George Antone – thought-leader, best-selling author, and lifestyle entrepreneur – breaks down some of the financial hacks he and his students are using to help build stress-free wealth in six hours a month or less. Calling it hacking finance, he gives out a great way to tap into new possibilities with less amount of time that can be implemented on auto-pilot, minus the investing and risk. George also lays down some great examples that you can implement to increase your net worth by $100,000 or more in ten years or less. Grab your thinking caps and calculators as George takes you into this great financial hack.

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Listen to the podcast here:

Stress-Free Wealth Building with George Antone

We are excited about this special bonus session with George Antone from Note CAMP 6.0. I know you’re going to have some content. You’re going to have some actions. You’re going to be making some profits with Mr. George Antone. Let’s get into some little changes that people can take advantage of. The little things they can to build big, beautiful, stress-free wealth in six hours or less.

Thanks for allowing me to share this with everyone. I’ve been super excited about a lot of the results we’re seeing out there. I welcome our audience. Our topic is Stress-Free Wealth in Six Hours or Less Per Month Using a Completely New Paradigm. How did this come about? Let me share with you the story how this thing came about. I was invited to speak in Palm Springs many years ago. When I was done, I got off the stage. A lady approached me and asked me an interesting question. She said, “Is there a way to build financial security without investing in stocks, bonds or real estate or even sell anything or start a business?” My first reaction was I laughed, thinking she was joking. The expression on her face showed a completely different story. She was in her early 60s. What I saw on her face was complete fear, desperation, almost tears in her eyes. I realized quickly she was being very serious. I decided to do something about this and research if it’s possible to even build wealth or financial security without doing any of this stuff. Being a skeptical person and being someone who’s developed a lot of software for people around the world, I was curious about, “Is this even possible?”

I found something fascinating and I started realizing it doesn’t have a name. We’ve all seen pieces of this stuff but we never categorize it as anything. What I did was I called it hacking finance. That’s what our topic for now is. This is exactly what I discovered and I want to share it with you. When people make claims, I am skeptical. I want to share with you what this boils down to. There are four things. One is six hours per month. The six hours can be broken up into 30-minute segments. It’s not one six hours straight, but it’s broken up as a total of six hours. The second thing is this can be implemented one-time and placed on autopilot. Have finance work for you and build your wealth.

The third is no investing needed. I’m a big proponent of investing. I’m always talking to people about, “Make sure you learn how to invest,” but this doesn’t require investing. It will enhance any investing you might be doing but it’s not required. Finally, it’s low risk. Anyone like me who’s skeptical is going to say, “This is way too good to be true,” and that’s exactly why I wanted to share this topic with you and deep dive and talk about some numbers. That’s the objective of this training. It’s truly simply to open your eyes to this new paradigm that I’m talking about that can help build financial security without making risky investments. I’m going to ask the audience to get a calculator ready because we’re going to be diving into numbers and I’m going to be talking about what you can do to start implementing some of this information.

A little bit about my background. Who am I and why should you listen to me? I used to be a software developer and engineer. I worked for a number of companies including Intuit, makers of Quicken. I worked on Quicken and a number of other products they have. I also worked at Microsoft. I also worked at a number of other software companies in the Bay Area, Silicon Valley. In 2001, I walked away from that incredible career at the time and decided to get into real estate investments. What I started doing in real estate in 2001 was buying apartment buildings, residential properties, private money lending and running funds. I got to a point where I was financially secure by 2005 or so. That is from technology to real estate. I’ve also raised tens of millions of dollars for things from not just real estate investments but businesses and infomercials. You name it, I’ve raised money for it. I’m considered a thought leader in the investing and finance space. I’ve written three bestselling books on finance and investing. I’ve also been a radio host on The Wall Street Radio Network. I’ve also been a developer on the world’s number one personal finance software, Quicken and Quicken Financial Planner and a number of other Intuit products. I’m also the founder of the largest network of private lenders in the country and in the world.

Tapping Into New Possibilities

Why should you listen to me? All of that stuff doesn’t matter. What matters is that this information I’m going to share with you now can have a significant impact on you and your family’s wealth. That’s my background and I want you to focus on how you can use this information now. Let’s dive into the agenda for this training. I’m going to start with tapping into new possibilities and start shifting the way you think. I’m going to talk about this new paradigm called hacking finance and what exactly is it. I’m going to give you an example that you can implement and how this will be placed on autopilot and can increase your net worth by $100,000 or more in ten years or less. We have a lot of students doing this in two to three years. All of this is done within the first six hours. The six hours means learning and implementation. I’m going to be giving specific stuff. Make sure you have your calculators for those people that are like me that are very skeptical. I’ll be giving you some formulas and some stuff too to calculate.

Let’s talk about tapping into new possibilities. What I want you to do is we’re going to be using the idea of different cubes. Each cube represents a strategy. We’re going to take one strategy and we’re going to deep dive into it. Before we do that, let me run a few things for you to think about and start getting you to think differently. Imagine we take one strategy and we blow it up. Inside that strategy, it teaches you this one strategy which generates $4,000 within twelve months. Would you invest $2,000 to have this return? The answer is 100% for most people. Let’s say we take another one and we open it and it generates $4,000 not one time but every single year. Would you invest $2,000 to have this return? The answer is obvious. Let’s say we take another strategy on another one of those cubes and we open it up. We find out that it helps us to generate $10,000 per year every year. Would you invest $2,000 to have this return? The answer is obvious. What if it’s $100,000 within ten years? Would you invest $2,000 to have something that would generate $100,000 within ten years? The answer is obvious.

What if it generates a lifetime of tax-free income starting in fifteen years from now? You might be thinking, “Why fifteen years?” What if I told you that between now and next fifteen years, you can screw up completely but you know you have tax-free income for life beyond those fifteen years? You know you have it planned automatically in place. Would you invest $2,000 to have this return? Most people are going to say, “Yes, it makes so much sense.” How about all of these strategies for $2,000? I’m trying to get you to think differently and here’s why. Do you realize that these strategies are built into the financial system for all of us to use? What I’m going to be doing is deep dive into one of them and that is the $100,000 within ten years. I’m going to show you how to implement it and anyone can implement this. We’re going to cover one of those and that’s the $100,000 within ten years. I have a lot of students doing it in three, four, five years. We had one doctor do $300,000 in two years. This is one-time implementation and everything is on autopilot.

 

What is this thing called hacking finance? What’s this new paradigm? If you look at every single strategy out there on building wealth, it can be placed into one of three buckets. Trading, like trading currencies and stocks. Investing, it could be notes. It could be real estate, investing stocks as well. It could be saving. These are the three traditional methods. It turns out there’s this fourth bucket and this is hacking finance, this is a completely new method. Let’s talk about the traditional methods and let’s talk about the fourth method and compare them so we have an idea of how it’s different than everything else. Let’s start with trading. I’m a proponent of everything here, but it’s important to point out that the pros and cons of everything. If we’re trading, we all know the pros for all of these things are a potential upside. Let’s talk about the challenges with this type of wealth building strategy. With trading, it’s what’s called a zero-sum game. That means someone has to lose for someone to win. Wealth is being transferred back and forth in trading. Trading can be risky because you’re essentially competing with some of the best people out there. Trading things like currencies and stocks can be risky and can take years and years to master before you get to a point where you can play a bigger game. That’s the trading bucket.

Everyone knows I’m a huge proponent of investing. I will always invest. I love investing. We also know that you can lose money with investing and it’s going to take you years to master any specific asset. I’m a big proponent of investing but it’s important to be aware of the risks out there and the time commitment to master any one asset. The next one is saving and we’ve all heard of people that save half their income. They live frugally. I’m a big proponent of saving, but that lifestyle isn’t necessarily rewarding. I don’t have anything against it. It’s a lifetime commitment of saving in order to be able to get to a point where you can start enjoying life. This is another way of building wealth that people are talking about. I’m a proponent of all of these things, but all three require a lifetime commitment to learning and implementation.

Hacking Finance

Let’s talk about this other way called hacking finance. What I want you to realize is hacking finance is a completely new method that can stand on its own. The best part of it is that it can be used with the other traditional methods and enhance all the returns. For example, if I was to buy an apartment building, an apartment building pays you about 12% cash-on-cash return. 10% to 12% depending on a number of things. When you use hacking finance with this return, it can enhance those yields to 13% to 17% on a big apartment building. Think about a big building with 100 units, 300 units. You’re generating 12% cash-on-cash return of which you have to split with your investors. I’ve bought a lot of buildings and I can tell you your numbers aren’t as big as you might think because you have to split a lot of things. Let’s say you add hacking finance to this. It will increase your yields significantly by adding these interesting tweaks.

What exactly is this new method called hacking finance? Let me share with you a story that happened to me. When I was a teenager, my dad went out and bought me a computer. That computer was a Sinclair Spectrum. He bought me a book with it and the book was how to program this thing in assembly language or what’s called machine code back then. It’s essentially how to program it the most difficult way because there are easier ways to program these things and he didn’t know any better, he just bought me this book. I started learning how to push the system in the computer to its limits to create games. The problem with the term hacking in the media is that everyone makes it sound like it’s a bad thing. In hacking, we all know people are bad people. Hacking is bad or whatever. I’m showing you here, from my perspective, what hacking the computer was is learning how it works in such a way that you completely understand the system and you’re pushing the system to its limits.

I was able to do some amazing games and advanced applications or programs on this one computer because I learned how the system works. Out of that, a number of companies started wanting to hire me. Out of that came a whole bunch of applications that I worked on that has impacted people around the world. For example, I’ve worked on things like Quicken. Quicken is the number one application out there. It was at one point hundreds of millions of copies out there. I worked on the game SimCity Online. I worked at Microsoft on a number of applications including Windows. People out there have benefited from my curiosity of pushing the system to its limit. That’s what hacking to me means. It’s to study the system, understands how it works and asks yourself, “How can I make it work and do things I wanted to do?” In this case, games and advanced applications.

Hacking finance to me is the same exact thing. We’re studying how the financial system works. Understanding how the system works and asking the questions, “How can we make it work for us instead of against us?” Anyone reading this knows the system is set up to move us backward with things like inflation, taxes and debt. The question is, “How do we make that work for us?” To me, that is hacking finance. What if I told you that you can go down to your local bank and do one, two, three and you can turn the whole financial system to work for you? It sounds crazy but that’s exactly what I’m talking about. That’s why I want to share this with you because these are fascinating things we can all do at the local bank and make the system work for us.

We’ve all heard of certain martial arts where they say, “Use your opponent’s weight and size and speed against them.” This is the same thing with hacking finance. We’re going to turn the whole system, this big giant financial system and make it work for us. We’re going to use its weight and its size to work for us. We all know the financial system has worked against us and the result of that is we have to work harder and longer hours to barely keep up. Every year, for example, inflation goes up. That means we have to work for weeks every year for free because inflation went up. It’s the same thing with debt, the same thing with taxes. It turns out that we can make the financial system work for us by understanding it, by tweaking it and by hacking the finance to make it work for us. Anyone can use these shortcuts legally to significantly impact your financial well-being.

Let me give you a warning because this is one of those things where you have to know how to think. We’ve all heard the expression, “It’s easier said than done.” We’ve all seen a lot of things out there where you go listen to something, “It’s easier said than done.” When we go out to try to implement it, it’s not the easiest thing. In this scenario, it’s completely the opposite. “It’s easier done than said.” What do I mean by that? At the end of this blog, I will tell you to go down to your local bank and do one, two and three. You’re going to say, “I get it. That’s the easy part. Why does it work?” That’s where I have to explain the math and we’re pushing the limit of the system. You have to understand how the system works and how to make it work for us. That’s what we’re going to be deep diving into. I’m going to be giving some math.

 

Six-Figure Financial Shortcut

Once you understand the math, you’ll see why it works elegantly. For some people, they don’t want to know the numbers and that’s fine. I personally am extremely skeptical and so that’s why I deep dived into numbers. I want to share with the people that are like me to see what I see and get excited about some of the stuff we’re doing here. We’re going to dive into the example we’re going to talk about. I want to deep dive into this one financial shortcut and show you how it works but also how it can be used with your note investing. Let’s dive into this example of a six-figure financial shortcut. I’m going to be giving some numbers and this is for illustration purposes only. Let’s focus on one of many shortcuts out there. There are tons and tons of shortcuts. I’m going to geek out on one of them.

Let’s start with a tale of two neighbors. The first one is Regular Rob and the next one is Smart Sam. They’re neighbors that live next to each other so you’ll see they each have their own home next to each other. They both have the same identical job. They go together every day to work. They have the same exact income and they’re both homeowners. They have the same number of kids, the same age and their kids are named the same thing. They have the same bank that they use. They have the same exact mortgage with the same terms, 30-year mortgage and $300,000 in this example. What happens is they both get paid on the same day. They walk down to their bank and they deposit their paycheck in their corresponding accounts. The only thing is that Smart Sam uses one single and simple shortcut. I’m starting high level and I’m going to start deep diving into the numbers. He simply transfers his paycheck from his checking account into a line of credit that he set up with his bank. He uses that to pay his bills.

After ten years, Smart Sam’s net worth is six figures higher than Regular Rob for that one simple and single tweak. What I want you to think about here is the following. Let’s say you get paid on the first of the month. Let’s say for example purposes that you pay your bills three weeks later or it could be two weeks, ten days, whatever it is. For these purposes, we’re going to use three weeks. You get paid on the first of the month. Three weeks later, you pay your bills. That happens every single month. Instead of saying a month, we’re going to say four weeks. For three weeks out of four weeks, your money is sitting there waiting to pay bills. You pay on the third and then you get paid again the following month on the first.

For every month, your paycheck is deposited, waiting to pay bills. Imagine this over your career. Every month it’s the same thing. The money’s sitting there doing nothing. Who’s making money off of that? That’s the bank and it’s using something called floats. Floats are powerful and important for the insurance companies, banks and anyone that knows what I’m talking about knows how powerful these things are. Floats are super powerful for financial institutions. The question is why we don’t use it to our advantage? Why don’t we use the three weeks out of four weeks every single month to our advantage? When you look at your 40-year career, that means the money sitting there for 30 years out of 40 years. It’s three out of four in our example. Imagine your money is doing there nothing but waiting to pay bills for 30 whole years. What is possible with these 30 years? What can we do knowing that the money has to be used to pay bills and we can’t just invest in anything? It has to be there, liquid, waiting to pay bills, but it has to work for us somehow and have us use the float instead of the banks use the float. It turns out that there is a powerful way to do that. It’s pure logic. Here is how we’re going to make this work.

I’m going to walk it through a few scenarios and I want you to think it through. Scenario number one, let’s say you get paid $5,000 and you have two buckets. This is not a trick question. One bucket that pays you 1% and the second bucket pay you 6%. The question is which bucket you would use? Where would you place your money? The answer is we’ll place the $5,000 in the 6%. The $5,000 is your take home. You place it in the 6% and make more money with that. In scenario number two, I’m going to change that a little bit and I’m going to say the 1% now represents a checking account. You’re going to earn 1% interest if you’re lucky. Out of that 1%, you have to pay taxes. You’re earning a little bit less than 1% based on your tax bracket. The second bucket is a line of credit and you have on this line of credit $8,000 of debt. That means every year you’re going to pay 6% under $8,000 of debt. The question is where you would place the money? If you were to place the $5,000 in the line of credit, you would lower the $8,000 down to $3,000. You’ll only be paying 6% on $3,000, not on $8,000 because your money is sitting there until it pays the bills. You’re saving 6% in that timeframe. The question is which one is better? Getting paid 1% and paying tax on that or saving 6% on the $5,000? The answer is saving 6% because that’s going to be a bigger saving than making 1% and paying taxes. You still have to pay in this case the 6% of the $8,000. Overall, you’re moving ahead.

In this case, you should have access to the money if you were to place the money in the line of credit to pay the bills. The answer is absolute because the line of credit is liquid. You can always pay your bills from there. If you don’t have checks for that line of credit, which a few institutions don’t give you checks, most of them do not all of them. You can always transfer it back to your checking account and pay your bills. The answer is put your $5,000 in the line of credit and then pays your bills from there. That’s exactly what Smart Sam did. That’s the only tweak he did. He would deposit money in his checking account and then move it over automatically to his line of credit. With scenario number three, there’s no debt. It’s there but there is no debt on it. You can now put $5,000 into the checking account and earn 1% and pay taxes on that. If you had to put the $5,000 on the line of credit, there is no debt so you cannot save any money. What would you do? Putting it in a checking account would make more sense. However, what if you have debt somewhere else? What if you can transfer that debt into the line of credit?

For example, you have a mortgage and Smart Sam has a mortgage of $300,000. He’s going to write a check. From the line of credit, he’s going to write to the Bank of X. Bank of X is the one where he has his mortgage. He’s going to transfer and note how I’m using the words transfer, $20,000 or whatever the amount is from one debt to another place. He transferred $20,000 from the mortgage into the line of credit. He’s still in debt the same amount. It’s still $300,000, except now he has $280,000 on the mortgage and he transferred $20,000 into the line of credit by simply writing a check. He has some debt on the line of credit. He can always put that money into the line of credit and then pay the bills. Is it liquid? The answer is yes. What’s the point of scenario number three? Anytime you don’t have any debt on a line of credit, transfer some debt in there. It could come from anywhere, in this example mortgage.

I’m going to share with you some numbers that are incredible. At this point, there are three main strategies that are working in the background that are powerful in this example. I’m going to deep dive into one of the three and it answers one of the common questions that everyone asks which is, “Will this work if the interest rate on the line of credit is higher than the interest rate on the mortgage?” One of the examples I’ve had people say is, “What if the line of credit is 6% and the mortgage is 4%? Will this work?” The answer is 100%. I’m going to dive into this one out of three strategies and show you why this is powerful and how it relates to not just paying off your debt super-fast but also how you could use it in either lending or buying notes.

 

Let’s look at the line of credit. I’m going to give you a chart. This chart shows you time and this represents 30 days. The debt amount on the Y-axis is $8,000. Let’s assume in our example that the line of credit has a 6% interest on the line of credit from our bucket example. How does this work internally? What’s happening? On day one, you owe $8,000 in our example. If you want to put the $5,000 into the checking account, you would owe still $8,000 for 30 days on your line of credit. Let’s go ahead and calculate the interest on this line of credit if you were to put the $5,000 in the checking account. I’m going to take the first column, day one. We’re going to calculate the interest only on one day. We take the 6% line of credit which is for the whole year and you divide by 365 days for the year. Now you have your daily interest at 6% or whatever the line of credit interest is divided by 365. You multiply by how much is owed on that day, in this example $8,000. Your daily interest is 6% over 365 times $8,000.

How would you feel if you woke up ten, fifteen, twenty years from now and look back and say, “I wish I understood this. It would have made a big difference in my life.” This is that moment. You’re coming back to now. You’re going to realize that all these years we’re using banks and checking accounts, we could have easily used this. We can’t go to the past. We can start now. I’m going to show you something that you can do and you can start doing something fascinating. In this example, we have 6% divided by 365 times $8,000 for that one day but we’re using it for 30 days. We have $8,000 owed on the whole 30 days. What we pay in interest is $39.45. That’s owed for the whole month. That’s the interest you pay. Remember this number and let’s move on to the next example where we deposit the $5,000 into the line of credit and start putting in a checking account to see what happens.

We’re going to look at one month and the debt amount we’re going to look at the separate individual days which is days one to 30. On day one, you owe $8,000. On day two, you owe $3,000 because you deposit your $5,000 paycheck into the line of credit, so you lowered the amount that’s owed down to $3,000. Let’s say that you pay all your bills on the 29th of this example and then you go back up. You pay all your bills, now you owe back the $8,000. I’m trying to simplify this to keep the numbers simple. Let’s look at the interest. On day one with 6% which is the annual interest rate for the line of credit, we divide it by 365. It gives us the daily interest rate times whatever is owed on that day, $8,000. That gives us $8,000. We have two of them, two days out of the month. We take that number. We multiply it by two days, it gives us $2.63 in interest only for the two days I have $8,000. What about the $3,000? We deposit our paycheck in here. We lower the amount owed. This one day here, day two was owed 6% divided by 365 times $3,000 because that’s what’s owed here. We have 28 days out of the month where the balance is $3,000. Let’s go ahead and look at that.

Now we have 6%. Don’t let this scare you. I’m telling you the numbers because I’m the skeptical person here. I want to show you what I see. I get many people sending me strategies and 99 out of 100 they don’t work. The one out of the 100 that work, I’m fascinated by and I want to share it with you. Realize this is the numbers but you don’t have to know the numbers. I want you to understand the numbers so you see how powerful this is. You can use it in new ways. Out of that, we have $3,000 that’s owed for 28 days. The interest for the 28 days is $13.81. We also have the interest for two days which is $2.63. Now, I’m going to add these up and see what happens. What’s owed for the whole month by putting our $5,000 into the line of credit is $16.44 per month in interest, rather than whatever the previous number was. We lowered the interest rate from $39.45 down to $16.44. That’s less than half. Why is this important? The $16.44 is equivalent to a much lower interest rate. The 30 days that you paid if you had kept the $8,000 in there and put your $5,000 through your checking account, you would have paid 6% per year or $39.45. By putting down the $5,000 into the line of credit, the equivalent interest rate because you’re paying so much less, what’s called the effective interest rate and that is critical to notice. The effective interest rate, whatever the paperwork tells you, is 2.50% in interest. We lowered the actual interest we’re paying, the effective interest rate down to 2.50%.

The mortgage is 4% and we’re looking at 2.50%. This can be used in other ways. If I can borrow money at 6% line of credit and invest into a note or any lending at 6% but I’m lowering the effective interest rate of the line of credit down 2.50%, I’m creating a 3.50% spread. Think about that. I’m talking about your investing but you don’t have to invest. I’m going to show you how you can use this to pay off your debt super-fast. If I can borrow money at 6% line of credit and invest it in something that pays me 6% but I’m lowering the effective interest rate, my cost of money is down to 2.50%. I’m creating the immediate spread. You might be thinking, “George, it’s just $16 or $20 per month. It’s nothing.” Wait until you see the numbers. Let’s go back to Smart Sam and Regular Rob. After ten years of Smart Sam putting this into place and automating the whole thing, he tells the bank, “Automatically move money from here to here,” and he never has to touch it again. After ten years, Smart Sam is mortgage-free, while Regular Rob is still $251,000 in debt on his mortgage. That’s the power of this. I showed you one out of the three big buckets, but the one I showed you is interesting.

After ten years in this example, Smart Sam is mortgage-free. At this point, I want you to think about this question because it’s such an important question. What should Smart Sam do if he’s mortgage-free after ten years? Should he now save all the payments he would have paid to the mortgage because now he doesn’t have to make a mortgage payment? What should he do? The answer is he should refinance and take the money out and do this again. I’m going to expand on that and show you the impact of what he did there. While the money is waiting to pay the bills, we can use it more efficiently which allows us to pay off our debts faster. That could be mortgages, it could be credit cards, it could be whatever. Once you have no more debt, you can always use it for investing by increasing your spreads. Pay off your debts faster and increase our net worth significantly without investing, with one simple shortcut at your local bank. It took you no more than six hours to learn, implement, put it in autopilot and you’ll never have to touch it again.

Each one of those strategies, there are so many strategies. We call them building blocks or shortcuts. Each one of them has a name and I showed you one that increased your net worth by six figures over ten years or less. We have students doing $50,000 every two years. We have students doing $300,000 in two years. We have students doing $30,000 a year. It’s all over the board. It’s powerful because it’s all automated. We call this master sweep account or MSA. I want you to read this testimonial from Andrea, one of our students. We have a private Facebook where we interact with all the finance hackers. I want to show you what’s possible. Let’s start with this testimonial. Here’s what she said, “That moment you realize you need to write another check from your MSA to your mortgage. I keep thinking this is too good to be true. The MSA can’t work this well. It does work this well. I have been utilizing the technique for about a year and a half and every time I pay down the HELOC, I write another $5,000 to $10,000 check to my mortgage. I expect to have my $260,000 mortgage to be paid off in roughly six more years.”

We give you all the spreadsheets, everything I use to figure these things out. They get all the tools for that. “Did I mention I haven’t changed my budget one single penny? The grocery budget didn’t change. The travel budget didn’t change. I still save the same amount. Somehow this MSA turns away and works for me while I sleep. Good stuff. As always, thanks to George for teaching financial hacks that contributes to financial freedom.” What should Andrea do? Let’s look at the numbers. She said she started a year and a half ago and she has six more years to go. Altogether in seven and a half years, she would have paid us $260,000 mortgage. Let me show you what’s possible with what we’re talking about. I did an illustration to compare Andrea’s situation and her neighbor. I made up a neighbor to show you what can happen by simply having the stuff. This is one building block out of many out there. Let’s focus on this one building block. Imagine that Andrea and her neighbor. You’ll see a 30-year timeline. We’re going to break up this timeline into seven and a half years because she said she’s going to be paid off in seven and a half years. That means after seven and a half years, she’s going to refinance because she’s going to be paid off. She’s going to take out $260,000 tax-free to refinance. Now she has $260,000 in her pocket. She refinanced and she’s going to do it again while her neighbor’s still paying the first mortgage.

 

After fifteen years, which is another seven and a half years, she will be paid off. She’s going to refinance. She’s going to have $520,000 tax-free in her pocket, while her neighbor’s still paying his mortgage. He’s not even halfway through. After seven and a half years again, at this point we’re 22.5 years into it, she’s going to refinance because she would have paid it off. At this point, her property hasn’t appreciated whatsoever. It’s still the same value and all she can refinance is $260,000. We know with real estate things are going to go up, but in this example, the property hasn’t appreciated a single penny. She’s going to refinance. She’s going to take out another $260,000. Now she has $780,000 in her pocket tax-free and the following seven and a half years, she now has over $1 million tax-free in her pocket. This is the time when her neighbor would have paid off his mortgage. At this point, you might be thinking a whole $1 million from one simple and single tweak out of the many shortcuts we have. Let’s go back in time. What if she took that $260,000 and put it into a different building block? We have many building blocks. What if she had done it, again and again, every time she refinances? She’ll put it into another building block. What would have happened? She would be millions of dollars, $6 million and $7 million ahead of her neighbor and she will have a tax-free income for life starting at the fifteen-year mark. That’s how powerful this would be, even if it starts at 30 years it doesn’t matter.

The point is this. You can combine these building blocks and they’re out there for anyone to use and none of it requires investing. I’m showing you numbers because these banks and these financial institutions are making money off of us. Let’s use their same exact strategies to turn the tables and use floats to our advantage. All we’re doing is using the same strategies they’re using against us. Hopefully, you’re seeing the cost of not having this in place. I want you to think about this. Think about your age and subtract the age you started working. For example, in my case, I’m 49 years old. I started working when I was 24. That’s a 25-year gap where I could have easily used this. If you had been working for 22.5 years, look how much money could have been from this one building block. Imagine having all these other building blocks. That’s the cost of not having this in place and every single one of us could have used it.

Let’s go back to our story with Smart Sam and Regular Rob. This one decision affected what Smart Sam’s life looks like. It was a simple and single tweak in the system. Smart Sam used this one same shortcut. He could have easily used it to pay off loans, car loans and credit card, whatever it is in one-half to one-third the time. For those people that are thinking, “I don’t have any debt,” I showed you what you can do with the same exact thing. For the people that have no debt. When you have no debt and you have a lot of credit, all you have to do is create good debt. How do you do that? Here’s what I have my students do. They literally write a check and they fund something. It could be an income-producing asset. It could be a note. It could be private lending. They fund it. Let’s say this thing is paying you 8%. You know you should be able to generate yields of 10%, 12% or more, but let’s say 8%. A line of credit at 6%, most people will say it’s a small spread, but I showed you by using that line of credit you are lowering the effective interest rate. You’re essentially increasing your spread from 2% to 6%, 7%. That’s what I’m having my students do. It gets more and more interesting when you use it with notes. We talked about the master sweep account and this is one of many financial shortcuts in the financial system that any of us can use. They’re simply there for us to reach out to and use.

That’s an example of one six-figure financial shortcut. Go down to your local bank and get a line of credit. Start putting money from the checking account into your line of credit. I’ll walk you through the math and you’ll see why I say it’s easier done than said. Let’s move on to the shortcuts in the financial system. At this point, everyone’s thinking, “You touched on a big one, but give us some examples of some other shortcuts you can do.” There are tons and tons of them. I’m going to point out a few of them. The first one, which we already talked about, is banks make money off of your deposits while setting a checking account doing nothing but waiting to pay bills. You can increase your net worth by six figures by simply knowing and using that float. Even with hard work, inflation will always pull us backward. With a simple tweak at your local bank, inflation will work for you and increase your net worth automatically. I’m talking about things at your local bank. I’m not talking about going out and doing something crazy and stuff like that. This is stuff you can do at your local bank. Banks use a powerful principle to increase yields and you could easily replicate that principle in your local bank to benefit you. You can generate double-digit returns in your local bank account without investing by simply using this proven 200-year loophole discovered by someone at Forbes Magazine called the founding father of international finance.

This is such a powerful strategy and shortcut. It does not require you to invest. It can generate double-digit returns in your local bank account. I don’t care what bank you use, this can generate double-digit returns if you simply understood the process, the knowledge, the shortcut itself. You don’t have to put the money into any crazy investments out there. You realize that the most important and powerful financial companies now is only known by a few. This was discussed on CBS News. They showed some families doing it along the US. Here’s another one and this was on CNN and powerful. This one was when Mitt Romney was running for president. Do you realize that Mitt Romney paid 14.1% effective tax rate in 2011, legally a lower, effective tax rate than most Americans? Most people can use the same genius strategies to generate tax -free passive income if they simply learned it. This one was discussed on CNN. There were two people discussing it. One guy says to the other guy, “That’s why we have to increase income taxes on the rich,” and the other guy says, “You don’t get it. No matter how much you increase income taxes, Mitt Romney will never have to pay more taxes using this strategy because it is powerful.” I was so skeptical I had to research it and stuff. Any of us can use this, it’s genius.

As a company, here are the three things we do. We find and research these shortcuts. Number two, we document them and share them with our community. Number three, we’re building the world’s largest community of finance hackers. That’s what we do. These are three things. All day long we’re researching. We’re doing these things and sharing them with our members. These financial shortcuts, we call them internally building blocks. Why do we call them building blocks? These all are blocks that work together that they can stand on their own, but you can also integrate them together. This way they are more synergistic and they give you better results. That’s what happens with building blocks. For example, the master sweep account. It says $100,000 plus block. This is over time. None of this stuff works overnight.

This is stuff you put one time and you let it work automatically in the background. Over time it’s a $100,000 block. Another one is the financing system is a $100,000 block over time. Insurance arbitrage is a $500,000 block. Inflation arbitrage is a $250,000 block, this one is using inflation to make work for you. We have tons and tons more of this stuff. As a member when you first log in, you’re going to see a whole bunch of building blocks. You’re going to see something called integration blocks where you integrate different blocks. For example, you have a family bank, family insurance and family office. You integrate these three things and these are all different blocks. We have many building blocks and we’re integrating them. That’s a high-level example of other financial shortcuts other than the one I shared with you before.

We got a question, “If your initial line of credit balance is zero, how can you transfer $5,000 cash into a line of credit and make the line credit balance negative by $5,000?”

 

Fynanc Academy

When you first start your line of credit, you have no debt on it. You simply write a check. When you write a check and you pay your bills or you fund the note or you pay down your mortgage, now you are $5,000 in debt. You created the debt by doing that. Let’s talk about what others are saying about Fynanc Academy. Reda is an incredible realtor in Southern California, in Pasadena to be exact. She said, “As an extremely busy realtor in Southern California, I’ve gone through more courses than I can count. Always trying to stay one step ahead of the game when it comes to investing in saving money for my family and clients. I was introduced to Fynanc Academy. Talk about brilliant. I’m now 100-plus steps ahead of the game. This is by far the easiest, most powerful and the unique program I have ever seen and it’s all in one place which is great for my busy lifestyle.” Let me say something about the step by step actionable strategies. Here’s how we do everything. We give you all these building blocks and each building block has a learning section, a checklist and the steps to implement it. This way, you allocate up to six hours.

The six hours are broken up into smaller chunks to learn, to be on the checklist, to get the step by step and then you implement the whole thing within six hours. You would have learned and influenced. That’s what she’s talking about a step by step actual strategies and that’s what she’s done. Once you’re done, you move on to the next one and you place this on autopilot. If there’s any paperwork, you put in your filing cabinet or your drawer and let it work. “Actionable strategies that you can implement immediately or at your own pace are so easy anyone can understand them or do them. I stress a lot about my family’s financial future.” We have a lot of people that we all use Facebook. We have a private Facebook group and here’s what Mike said. “I just got financed. I love what I’ve seen so far. The best part is that one payment from the MSA to my mortgage will easily save me more than the cost of the whole course. Plus, there are a lot more to do.”

That’s important to us is that this pays for itself within first two, three months. All you have to do is implement one building block and you’ll start seeing results immediately. This is not something that’s going to be overnight riches or anything like that. This is something you put on autopilot and you let it work over time. Here’s what Todd said, “The Family Bank and the MSA concepts has changed our financial lives. Recapturing interest that would be lost has accelerated our debt pay off. Using strategic debt has helped me finance a new business venture that generates great passive income.” Here’s Patrick, “George, your financial education should be required in every school.” We have tons of these things, tweaks and savings. Mike says, “Life changing is the first thing to say. Not only are the building blocks amazing but I feel the biggest game changer is how it has changed our thinking. It has allowed us to be in a position to help others with our knowledge. How do you eat an elephant? How do you change the world? Help one person at a time. This has put probably all of us in a position to change our world. Thank you, George. Thank you, team.”

Common Questions

Sandor is a coach in a high school and a great guy. Here’s what he said, “I was able to pay off $3,000 in debt in one year. It was supposed to take six years. It’s by using a combination of the family bank, MSA, credit card float and our financing system.” He used four different building blocks here to do this. “Every time I feel I fully understand a concept, someone posts something or shares another way to benefit from that concept. The depth of the strategies is mind-blowing.” We all become finance hackers and we’re all helping each other elevate our games. People are learning these things and then finding new ways to tweak things and sharing them with the community. Let’s talk about common questions at this point. People at this point have a lot of common questions. I’m going to address the common question that always comes up. The first one was my favorite is, “How come I haven’t heard about this before?” It’s because no one is paid a commission on this stuff.

As an ex-banker, we never got taught. We got paid zilch. We never were told about it. It’s a true story. I worked at JPMorgan Chase Bank.

If you tell someone, “Go down to your local bank and do one, two, three,” no one is getting paid a commission for that. That’s why you haven’t heard about it and that’s why we’re sharing this stuff with you. I have to go back to that lady that asked me a question in Palm Springs. That question changed the trajectory of my view on finances. All of this came about because of that question. I wanted to research and find out what can people do because a lot of people are moving backward and they have no idea what to do. They’re jumping from one day to doing this, one day this. I decided, “Let me research this stuff,” and sure enough that question changed not just my life but a lot of people’s lives. They are using this fascinating stuff. Here’s the next common question. “I don’t invest. Can I still use this?” The answer is absolutely 100%. You don’t have to invest to do this. Another question is, “I am an investor. Can I use this?” The answer is yes. This will enhance all your returns. Let’s take a note investor for example. Whatever your yield is, let’s say your yield is 12%. By using this, you can enhance your yields. You can take it to 14% to 18% yields all by using interesting tweaks like this. I showed you one way to increase your spreads. Imagine that.

There are many more things. “I need in income now or very soon. Can I use this?” The answer is no. If you have no income right now, you don’t have any passive or active income, this is not going to help you. This is not an income-producing strategy. What this does is it increases your wealth, your net worth, but also generates income in the future. This is not about right now. I want to be specific about that because I don’t want someone joining and saying, “You said there will be income immediately.” The answer is no. If you want income immediately, there’s something called a job. Go find a job. Get situated and then you can start implementing this. We always have students in high school and university that are trying to use this and I say, “Don’t use it. It’s not going to help you.” Make sure you have an income right now because this is not meant to replace your income in any way until the future and help you build your net worth and your wealth.

The next common question is, “I am debt-free. I don’t have any debt whatsoever. Can I use this?” The answer is absolutely 100%. Another question is, “I have a lot of debt. Can I use this?” Absolutely, 100%. We took every question out there and we narrowed it down to these key ones here. The next question is, “What resources will I need for this.” You need two things. One is a smart device like your tablet, your computer, your smartphone, whatever it is that has an internet connection. The second one you need is six hours per month in as little as 30-minute increments. You can break out your 30-minute increments anywhere you want, but it adds up to six hours. That’s six hours at most. Some of these building blocks are four hours. Six hours or four hours or whatever is a total of the learning and implementation altogether and then you put on autopilot.

 

Let’s talk about the next steps. I’d like to invite you to seriously consider becoming a finance hacker and join our community. Let me share with you what the steps are after you join. For the people that decide to join, as a member, you’re going to get access to these building blocks. The second thing is your first building block is what is called, “Start here,” and you go to that building block and it tells you the big picture of the whole program and the sequence on which to implement things. Step three, dedicate six hours per month in as little as 30-minute increments and learn to implement each building block one at a time and then set it on autopilot. Here is what happens with almost every single person that joins. They say this is like potato chips, once you start you cannot stop so we end up having people implementing three and four building blocks per month. That’s perfect but they say, “We cannot stop. We have to keep implementing,” and that’s good for you. All we’re asking for the average person, who is busy, dedicate six hours per month. Step four, watch your finances move you faster towards your financial goals and leap ahead of most people as you progress.

People will be blown away by your knowledge and I stress that because it’s happening where everyone starts seeing results. They then get their family members doing that. Next thing you know, they’re the superhero in the family because they’re getting all the family doing these building blocks. We see that happening often and people love it. Step five, we keep contributing more building blocks over time for you to implement as we discover them. These are the five steps for the people that decide to join as members. With this program, you don’t need to track your budget. You don’t need to invest in distressed real estate. I’m a big proponent of investing but this program doesn’t require you to invest in anything. You don’t need to invest in stocks or bonds. You need to invest in anything that requires a time commitment. You don’t need to sell products or services. This is built so that it doesn’t require any of that stuff.

As a Fynanc member, you’ll receive all the building blocks we talked about. Here are a few of them as a reminder. They’re all fully automated, but the ones which say which ones require your local bank account. The master sweep account will help you pay off your debt in one-third the time. Increase your net worth by $100,000 in ten years or less. It’s significantly more if you know what you’re doing and you get to use the power of floats. The financing system was discovered 200 years ago by what Forbes magazine called the founding father of international finance. This I was skeptical about. It took me two years to prove it works. I kept saying it cannot work. This will generate double-digit returns or can generate double-digit returns without investing. This is another $100,000 building block and this is at your local bank.

Insurance arbitrage, use the power of arbitrage. Increase your net worth by $500,000 or more. It’s powerful. You plant the seed one time in your filing cabinet. It’s a single piece of paper. You put them in a filing cabinet. Once a year you take them out and you compare two numbers and I tell you what to do if one is higher or the other one is lower, whatever it is. This is fully automated. This is not at your local bank. The next one is a self-insurance building block. We’re going to use the same risk-shifting methods that insurance companies use. You pay a lot less money but you end up with better and more insurance. The reason I like this is that every single one of us is paying insurance.

The average American is paying 7% to 10% of their income for all kinds of insurance, 7% to 10% that will never come back. How can we make that work for us? It turns out there’s a strategy with insurance companies they use called reinsurance. It is powerful and simple you end up paying less but you end up with more and better insurance. This can be done at your local bank. It is a super powerful strategy. We have many more building blocks. You also had access to the private online community of finance hackers where we’re all on the same journey helping each other. We have a lot of people contributing a lot of new ideas. People telling each other, “Use this bank if you live in Austin. Use this bank, it makes you do this and this, this is even better.” We have people contributing a lot of amazing ideas.

At this point, here’s what I want you to think about. If you were to implement one of these many building blocks, you set it on autopilot and you’d never touch it again. You could increase your net worth by tens of thousands of dollars, if not over $100,000, just one single building block. That’s all I ask you to do. Implement it within the first 30 days. In fact, the first week if you can and start seeing results. On our website, our membership dues on our website are $1,297 per year. We’re going to do something special now. Let me give you what the bonuses are and then we’re going to do something powerful. The bonus for taking action now is the following. There’s a gentleman, his name is Ed. Ed was a teacher in Houston and he quit being a teacher and ended up getting to a point where he never had to work again. Now he travels all around the world for close to nothing. I interviewed him. He gave me the exact websites, exactly how he does it. How he gets all these deals. I implemented one of his things and I was able to travel quite a bit. I texted him, “Ed, I traveled to so and so place for $50.” I get a text back from him saying, “You paid too much.” This guy literally travels all over the world for close to nothing or sometimes nothing. He’s always around the world traveling. You guys get access to that recording of all the websites he uses.

You also get access to my three bestselling books The Wealthy Code, The Banker’s Code and The Debt Millionaire. You also get access to a course. I reached out to Willie Hooks. I loved his course and I said, “I have to license this and give it to all our members.” This course is called Mastering The Inner Game Of Money. It’s a powerful course. It’s like rewriting your new money story. It’s about overcoming limiting beliefs about money and unlocking your potential to tap into greater wealth and financial security. This is a bonus that people will get access to immediately. I also have a mega bonus. This is something we did as a test and it was extremely popular. We did it three times in 2018 and here’s what it is. These are two optional tickets. You don’t have to come to it. We put together a three-day live event where we take this information to a whole new level. It’s called Hacking The Financial Matrix. You learn how the system works, how it’s moving us backward and what to do above and beyond what we’re learning with these building blocks. You learn some of the most advanced financial strategies that only bankers know.

This three-day live event is optional. You don’t have to come to it. You learn to see, beat and escape the financial matrix. You learn new powerful strategies that are simple, low-risk and you can implement immediately. You can meet other professionals on the same journey. You can tap into even greater wealth and financial security. This is three full days of content and we go through so much interesting stuff. The idea is that you can take everything you’re learning and the building blocks to a whole new level and see what we call the financial matrix. This is valued at $1,997. These are two optional tickets and are valid for twelve months. You don’t have to come to it. We’re going through it in as a bonus.

 

Three Concerns

At this point, everyone is thinking, “This is incredible stuff but I have one or three concerns or maybe more.” One is money, “I don’t have the time or I’m doubtful. I don’t believe this works.” Let’s address each one of those things. Let’s start with money. Here’s what I want you to realize. How long have you been using a checking account? How long has inflation been working against you? For as long as possible. You’re paying for it indirectly due to lack of knowledge. As you’re reading this, you are losing money to financial institutions, the government and others by simply not implementing this. The fact that you’re using a checking account, a savings account, a credit card or whatever it is, you’re playing inside the financial system. You will pay for this either way. You’re going to pay for it the expensive way, which is what most people are doing and will be doing it for 20, 30, 40 years. You can do it the cheaper way and learn the system and make it work for you. It’s a simple choice. It’s going to be a lot cheaper by understanding this and implementing it. It turns out the average American is losing over $250,000 over their career to financial institutions by not implementing this information. We address the money thing. You’re already paying for it the expensive way.

Let’s talk about time. I always hear this, “I’m so busy I don’t have time.” We built this from the ground up to be self-based training you can do at your own pace from the comfort of your own home. All you need are two things. One is a smart device, your phone or tablet or whatever it is. Second is six hours per month that can be used any time in as little as 30-minute increments during the weekend or an evening or whatever. Small chunks of time and be able to learn then implement it and get to the next building block. We’re giving you a step by step 90-day roadmap to your financial happiness. It’s a powerful roadmap. All you have to do is follow the exact plan, which you all have access to. Let’s talk about doubt. At this point, you might be thinking, “I don’t believe this course.” I’m the biggest skeptic on the planet. When I developed software like Quicken that is used by most people out there in the world, I have to know what I’m doing. I have to work on formulas. I have to work stuff. I have to prove everything. I’m by nature skeptical. I’m giving you all the spreadsheets that I used to prove this stuff out. Go in there and check it out. If you’re not blown away, ask for your money back. If for any reason you aren’t blown away and satisfied with our advanced training, let us know. At the end of fifteen days, we’ll refund you 100% of your purchase price.

In fifteen days, you should be able to go through the whole thing. Look through it and tell us yay or nay. That’s it. You have fifteen days to decide risk-free. If you decide, “This is not something for me,” that’s completely fine. I addressed the three big concerns. The money you’re already paying for it indirectly the expensive way. Time is extremely flexible. You don’t have to be at any certain place. It’s all from your phone and any time you want. Doubt, we gave you an easy way to check this out and you have fifteen days to go in and say yay or nay. Let’s go back to the annual membership. It’s $1,297 per year. What we’re going to do is I’m going to change that to $797 per year. That’s a limited time offer for now. As we progress and we build more building blocks, we’re adding them into the membership so that you have access to it. You don’t have to pay extra for it. Take advantage of this. Go ahead and register at the link FynancLive.com/Carson. If you choose to be a member, start using this information immediately. Scott, what do you think?

You’re totally right on everything. The banks are not paying you to understand this and you’re paying for a wonderful forward fashion otherwise. We did have a couple of questions, “If you are already higher net worth and have more to work with, we’re valuing the program increase and provide bigger yields?” Will it exponentially compound his returns?

For the people who want to use this with investments, I would recommend you come to the three-day live event. That’s an optional one. The reason we have optional is that this doesn’t depend on investing. If you do want to use with investing, I would recommend you come to the live event so you can see what’s called a yield stacking strategy. Let me give you an overview of this. The deal stacking strategy, if you look at the name itself yield stacking, there’s a way to stack yields. This way whatever your existing yield from any investment is you can start stacking in some yields that will improve your yields significantly. We cover this in the three-day. The three day is for people who want to take this to the next level. Based on the question, I would highly recommend you come to the three-day, even though it’s optional. Given your question, I would say show up there. It will take everything that’s inside the membership and tie it all nicely. The things that are on the membership right now, none of it requires investing. If you do want to invest, come to the three-day and this is where we start integrating some of the investments. No matter what assets you use, we’ll show you how you can do yield stacking. The answer is yes, it will increase your yields.

We have a question, “What’s the difference between the information in the course and the books? What’s the difference between the three books?”

The three books are focused mostly on investing and I wrote these prior to this information. The books are mostly for investing side. This is more what we call finance hacking, which is different.

We have a question, “What if the bank only gives you a small amount of credit like $1,000? How feasible is it to still pay off a bigger debt?”

You don’t need a big line of credit. Let me share with you why. What you’re going to do is you’re going to take your monthly take-home amount, whatever that is. Let’s say it’s $5,000. You don’t want to have more than one and a half or twice that. You don’t want to have a line of credit more than twice that, so $10,000 at most. The reason is this. You want to lower your effective interest rates so low. Let’s say you go to Wells Fargo and they gave you $20,000 line of credit, but they give it to you at 12%, which is ridiculous. You can lower your effective interest rate down to 1% or 2% by simply put a little bit more debt than what you’re taking home in terms of a paycheck. What we do is we give you a spreadsheet to calculate how much to use, but it will never be more than twice. Alternatively, let’s say you have a line of credit that’s $500,000 and you’re getting paid $5,000. If you put the $5,000 into the $500,000 line of credit, it doesn’t make a dent. Your HELOC interest rate or your line of credit interest rate is so much, you haven’t made a dent. It doesn’t have a big impact. What we want to do is make a big impact on your effective interest rate so we have to use a smaller line of credit no more than twice your take home. That’s the key there. We’ll give you the spreadsheet to calculate these things so you know exactly how much your line of credit should be.

We have a question, “Does the master sweep account for a business line of credit work if we don’t have enough equity in the home for a HELOC?”

The answer is yes. Let me expand your question. Let me make it even more interesting. If you have a business, you can now have two master sweep accounts. One for personal and one for business and it makes things a lot more interesting. If you don’t have a business, that’s fine. This still works and works well. You can get a line of credit that’s not necessarily backed by real estate. We give you different ways of getting lines of credit, but it can be under business. For the people that have a business, you can have two of these things and you can crush. You can do some amazing things. I’ll give you one example to whet your appetite with what our students are doing.

Let’s say we have a lot of people that are students in common with you, Scott. A lot of your note students, what they’re doing are they’re buying notes. They have yields and more income stream coming in. What happens is let’s say they start with $5,000 a paycheck. Now they have more income coming in. As you have more income coming in from the notes, you have a bigger line of credit and you are moving money faster. What happens in your system is you have more cash coming in. Therefore, you can have more lines of credit. Therefore, you can fund more notes. It has an exponential growth. It is fascinating when people understand how to use it with note investing. In the course they’re getting right now, we don’t go into that. It is only in the three-day that we cover some of that stuff, but it’s powerful stuff.

We had Chris Sevigny on who was like, “This stuff works like crazy.” He’s a student. Definitely, a couple of people are using it. We have a question, “When and where is the three-day event?”

The next one will be in Los Angeles, but we’re going to have them around the country. In 2019, we’re only going to have four. We limit the number of people there to 120. The reason is that I don’t like to have these big events with 500 gazillion people. Anyone that’s taking my training will tell you I like to be intimate. I like to make sure we answer questions. We like to give people specific things to do. When you register, we’ll update you on the locations. The one I know of is in February 2019 in Los Angeles. I don’t know when exactly in February, but you will be updated on that information.

We’re working on different things so we’ll be sending the emails out as well, letting everybody know when the dates are to our audience for them to take advantage of it too. Until February, you have some great readings and things to put immediately to work.

You want to get access to these online modules and start implementing immediately. When you first log in, you’re going to see a whole bunch of building blocks and you’re going to wonder, “Are these connected?” As you implement them, you’re going to see some results but you’re wondering in the back of your mind, “Are these connected?” When you come to that three-day live event, it’s optional you don’t have to come to it. You’re going to see the whole world of finance completely different and they’re all connected. Like in the movie The Matrix, when you start seeing the green stuff. People start seeing things in a whole different way. They start to see how these are connected. It’s an elegant solution.

We have a question, “Do you have to be part of the program to do the live course? Can you do the live course without the program?”

You do have to be part of the course because we show you how these things are connected. We will be referring back to some of the building blocks that you already have access to. We’ll show you how they’re connected, how to integrate them in the most elegant ways. You have to be a member to show up to the live event. You will be definitely lost if you show up without having access to this. We’ll keep referring back to these building blocks.

We have a question, “Are any of the events in the East Coast? Are they all in the West Coast?”

Honestly, I don’t know. I just show up. I do know one is in LA and one is in Dallas. I’m not sure. I literally just show up on times there. I don’t know if we’re doing anything on the East Coast. When people register, they’ll know. We’ll let them know. It’s amazing to me how someone’s question would have this huge impact on your life. I want to go back to that lady that asked me the question. I never end up following up with her. When she asked me that question and I laughed, I felt bad because I thought she was joking. Out of that one question comes all of this. To me, it is amazing that question is impacting many people. We have something like 1,500 members now. Everyone is contributing. Everyone is helping each other. We have people from all walks of life, from high tech to low tech to people from all walks of life helping each other. It is fascinating to see what’s possible.

I keep going back to that one lady and the expression on her face because here is what it boils down to for me. We can all wonder about things right now, but there’s nothing worse than getting to a point in your life where it’s too late. It’s getting to a point where you look back and you’re like, “All these years I could have done this and this. It’s too late now.” We can help people but we cannot give them time. When I saw that expression on her face, the fear, the desperation, I realized she knows she’s running out of time. That’s what happened to her. That’s why she was desperate. I tell people, “Give this a try.” You have fifteen days to check it out. Honestly, the investment is low compared to the benefit. You get this back on first to four payments on one building block. I tell people, “You are losing money as you are reading this by not implementing it,” because the system is set up to move us backward. Ask yourself, “If you implement the building block by itself when you first started working, what would have happened?” I can go on and on but I tell people, “Give this thing a try. It’s phenomenal.” I give you guys all the spreadsheets to see the math. Anyone that’s like me, skeptical, please go through the spreadsheets. You would appreciate this stuff.

You’re going to see that you’ve got a couple dates on the calendar for 2019 already on Fynanc.com. This is an amazing offer that George is offering. As always, you do deliver. No questions asked. He’s giving you the fifteen days to take a look at it. If it makes sense for you, great. If it doesn’t, no questions asked.

I’m going to tell you what’s going to happen. This will be like eating chips. You will not be able to stop. You’re going to go through all the building blocks. Here’s the website again, FynancLive.com/Carson. That’s the only place you can get this special offer. On our main website, it’s going to be $1,297. Please make sure you go to that link because we’ve had people go to the other link in the past and they’re freaking out. It becomes a nightmare to undo the whole thing. Thanks, Scott. I appreciate you. I appreciate everything you’re doing. You’re changing a lot of lives. You had a lot of great speakers there. It’s always good seeing you.

I appreciate everything.

Thanks. I appreciate you. Thanks, everyone. Take care.

That will wrap it up for the final bonus session of Note CAMP 6. Go out and make something happen. Take advantage of this special offer. Normally $1,297, you can get it for $797. Check it out. Start looking into it like, “This makes sense,” and take advantage. We’ll see you at the top.

Important Links:

• http://www.FynancLive.com/Carson
• George Antone
• Quicken
• The Wealthy Code
• The Banker’s Code
• The Debt Millionaire
• Fynanc.com

About George Antone

George, our founder, works diligently on uncovering powerful financial strategies that can have a significant impact on our customers’ lives. As our leader, George sets the vision and strategy for building a company that is fun to work in and serves our customers in the best way possible. George, a best-selling author, is considered a thought-leader in the investing and finance space, a popular guest speaker, the founder of the world’s largest network of private money lenders, and was a contributor to the development of the world’s most popular personal finance software, Quicken and Quicken Financial Planner, both by Intuit Corp.

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